Terms of Service

Last updated: 28 October 2026

These Terms of Service govern your use of setoai.app and any products or services offered by Seto.ai ("we", "us"). By using our website or products, you agree to these terms.

Use of our services

You agree to use our website and products lawfully and not to misuse, disrupt or attempt to gain unauthorised access to them. You are responsible for keeping your account credentials secure.

Purchases and subscriptions

Prices, billing periods and any trial terms are shown at the point of purchase. Subscriptions renew automatically until cancelled. You may cancel at any time, and cancellation takes effect at the end of the current billing period. Refunds are handled according to the policy stated for each product, or as required by applicable law.

Intellectual property

Our website, products and content are owned by Seto.ai or its licensors. Purchasing or subscribing gives you a limited, non-exclusive, non-transferable right to use the product for its intended purpose. You keep ownership of any data you upload.

Disclaimers

Our products are provided "as is" and "as available". While we work to keep them accurate and reliable, we do not guarantee that they will be error-free or uninterrupted. Outputs from our tools should be reviewed before you rely on them for financial, legal or other important decisions.

Limitation of liability

To the extent permitted by law, Seto.ai is not liable for indirect, incidental or consequential losses, and our total liability for any claim is limited to the amount you paid us for the relevant product in the 12 months before the claim.

Changes

We may update these terms from time to time. Continued use of our services after an update means you accept the revised terms.

Governing law

These terms are governed by the laws of the Hong Kong Special Administrative Region.

Contact

Questions about these terms can be sent to [email protected].